We are officially Partner of the most reputed banks in India. As based on your requirement, we will identify your Suitable bank, with special offers. Our few Partners are Bajaj Finance, Tata Capitals, HDFC Bank, ICICI Bank, SBI, LIC, RBL, AMEX, Kotak Mahindra Bank, Digital Seva, SIDBI, etc., Our reference is valuable.
Applying for a business loan has its advantages:
You can use the funds for any immediate requirement you may face including your daily capital needs.
Unlike investments from private equity firms or entities, there is no need for profit sharing
Business loans can also help in tax benefits for the company
You also have the option of opting for Flexi EMIs, where you can control the outflow of repayment
For all our customers, Bank offers pre-approved loans for the business finance needs
There is no need for any collateral or guarantee for business loans for up to Rs 50 lakhs
Are you eligible for a Business Loan?
To be eligible for a business loan, these are the points you need to keep in mind:
You need to be minimum of 25 years of age and maximum 65 years
Your business should be registered
Your business should have been making profit for 3 consecutive financial years
Turnover should be on a positive trend
Balance sheet has to be audited by a registered chartered accountant
Loan availed should be on the Existing business
What are the business loan interest rates and the maximum amount of loan one can take?
For Banks & Finance Company, you can apply for a loan starting at Rs 50,000/-. The maximum amount you can apply for is Rs 50 Lakhs, without any collateral of guarantee.
We offers you the best fixed interest rate that is suited for your company and does not dip into your monthly cash flow. Our business loan interest rates range between 19% to 23%, depending on your requirement.
What are the documents you need?
To avail a business loan, you will need the following documents:
Complete KYC of the company
KYC documents of the owners, partners, shareholders,
Audited balance sheet and profit & loss account for 2 years
Income Tax Returns for 2 year
Certified bank statements for six months
Check the complete list of business loan documents required.
Running a successful business is not an easy task. There are always ups and downs that you, as a business owner face. We, at GAGA INDIA, understand that meeting every financial need is not simple and sometimes you do need a helping hand.
We take special pride in being that institution that can help you when you need help the most. We also give you the option of choosing what kind of loan you would need. This helps in routing that fund in the right direction and give you the boost you need. Be it project funding, the working capital requirement for raw materials purchase, term loans for machinery or bank overdraft, we have the solution that you are looking for.
Quick disbursement: Once all your documents are in place, your loan from authorized institues can be disbursed within 3 business days.
Business Loan Interest Rates: Institute believes in applying the best market practices and adheres to the principle of giving its valuable customers the best business loan interest rates.
Guarantee: We offer you commercial loans with no additional collateral or guarantee.
Flexible EMI option: We give you the option and convenience of to customize your monthly loan repayment installment that is best suited for your company's cash flow.
Complete access: You will have complete online access to your loan account and can keep track of your EMI schedule, interest paid on each EMI and interest certificates.
SME & MSME Loans: You can choose to fund your small or medium sized enterprises using SME loan. There are various factors to be considered to get approval. Find out more about small business loans.