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Mortgage loans in India -

A mortgage loan helps you raise funds for you to suffice your financial obligations for your business or any other profitable ventures. A mortgage loan in India is a form of a Secured Loan. People opt for a loan against residential plot or a loan against land property to fulfil their dreams and invest in a commercial property.

Going forward, the borrower needs to repay the loan against house property as well as the interest amount levied as a lending charge. The customer becomes the owner of the property once the repayment is completely done and the mortgage will be released back to his possession. Mortgage against property is also known as claims on property or liens against property.

What are the primary components when you opt for a LAP loan?

Principle amount - is the amount you actually borrow from your lender.

Interest - is the reward your lender receives for lending you the money. The interest rate plays a major role in increasing the size of your mortgage loan.Higher interest rates lead to a higher mortgage payment.

Tax and insurance payments - are added to your monthly mortgage payments. Insurance provides you protection against future injuries that may be caused to your property. Also, your real estate taxes will be added to your monthly payments. The government will collect this tax on a yearly basis and use that amount to fund various public and social sector activities. So, when you take a mortgage loan, you also need to understand the above mentioned components that affect the size of your mortgage repayments.

Let your property protect your dreams -

We can fund your next big dream with your biggest asset. Now make your property the key to turn wishes into reality. Reliance brings to you multipurpose Loans against Property to put your property to the best use.


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